The cost of insuring a commercial property is often high, especially when you fail to do your due diligence. Proactive tree care is critical for avoiding costly liability claims and astronomical premiums. By properly maintaining your trees, you can prevent loss of life, serious physical injuries, and extensive property damage. You can also significantly lower your insurance-related spending. Here’s how.

Improve Your Risk Assessment Score

Before binding a new commercial insurance policy, you’ll undergo a risk assessment. Most commercial insurers perform rigorous, in-person reviews, much like health checkups for businesses. Assessors look for potential hazards on, in, and around commercial buildings. They also review your claim histories. Scoring well on in-person risk assessments can help you qualify for lower premiums.

Demonstrate Your Due Diligence

Proactive tree maintenance is a sign that you are willing to do your due diligence to prevent claim events. Unfortunately, scheduling a one-off visit from a local tree care company won’t hide the tell-tale signs of prolonged neglect. By staying on top of limbing, pruning, and disease and pest management, you can maintain robust, healthy trees that make the right impression.

Prevent Tree-Related Injuries

Poorly maintained trees are major risk factors for physical injury, especially on busy, heavily treed commercial properties. Falling branches and limbs can strike unsuspecting people on the head, spine, or shoulders. They can cause severe neck, back, and brain injuries. Every time an injured person submits a claim due to poorly maintained trees on your grounds, your insurance premiums could rise. If falling limbs and branches harm too many people on your property, you’ll eventually have a hard time finding a willing insurer.

Prevent Property Damage

Falling tree limbs and branches can land on cars, the roofs of neighboring properties, fences, and outdoor HVAC equipment. If you have trees with dense, heavy canopies, strong winds could uproot them and make them topple over. Poorly maintained trees can bring down power lines and cause other utility damage. As with claims submitted for physical injuries, claims for tree-related property damage can raise your insurance premiums. Too many claims can also render your commercial property uninsurable.

Tree care is important for protecting underground infrastructure, too. Invasive tree and stump roots can damage cables, sewer lines, water supply lines, and more. Tree experts can install root barriers, provide stump grinding service, or take other precautionary measures to stave off underground utility damage.

Make Proactive Tree Care a Priority Now

Cut the costs of insuring your commercial property by investing in proactive tree maintenance today. Routine tree care will improve your risk assessment score and prevent costly claims. For commercial tree care in Prescott Valley, AZ, give A and C Tree Services a call now!